2026 · NC179 · Basic Allowance for Housing

Charlotte, NC BAH, 2026

An E-5 stationed here gets $2,169 a month with dependents and $1,719 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NC179).
Grade	With dependents	Without	vs 2025 (with)
E-1	$2,004	$1,518	−$42
E-2	$2,004	$1,518	−$42
E-3	$2,004	$1,518	−$42
E-4	$2,004	$1,518	−$42
E-5	$2,169	$1,719	−$36
E-6	$2,436	$1,848	−$24
E-7	$2,457	$2,007	−$21
E-8	$2,466	$2,229	−$21
E-9	$2,478	$2,301	−$21
W-1	$2,454	$1,956	−$21
W-2	$2,463	$2,226	−$21
W-3	$2,475	$2,313	−$21
W-4	$2,481	$2,430	−$21
W-5	$2,514	$2,442	−$21
O-1E	$2,460	$2,166	−$21
O-2E	$2,469	$2,283	−$21
O-3E	$2,484	$2,427	−$21
O-1	$2,211	$1,833	−$33
O-2	$2,433	$2,118	−$24
O-3	$2,472	$2,337	−$21
O-4	$2,520	$2,433	−$21
O-5	$2,577	$2,445	−$15
O-6	$2,595	$2,448	−$21
O-7	$2,610	$2,466	−$24

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$2,004	$476.95	$4,888.15
E-3	over 2	$3,015.00	$2,004	$476.95	$5,495.95
E-4	over 3	$3,482.40	$2,004	$476.95	$5,963.35
E-5	over 6	$4,110.00	$2,169	$476.95	$6,755.95
E-6	over 10	$4,759.50	$2,436	$476.95	$7,672.45
E-7	over 14	$5,835.00	$2,457	$476.95	$8,768.95
E-8	over 18	$6,811.20	$2,466	$476.95	$9,754.15
E-9	over 22	$8,423.10	$2,478	$476.95	$11,378.05
W-2	over 10	$6,282.60	$2,463	$328.48	$9,074.08
O-1	under 2	$4,150.20	$2,211	$328.48	$6,689.68
O-2	over 2	$5,446.20	$2,433	$328.48	$8,207.68
O-3	over 6	$7,737.00	$2,472	$328.48	$10,537.48
O-4	over 12	$9,888.30	$2,520	$328.48	$12,736.78
O-5	over 18	$11,713.80	$2,577	$328.48	$14,619.28
O-6	over 24	$14,479.20	$2,595	$328.48	$17,402.68

02 · Where this rate applies

Counties

Cabarrus County, NC
Gaston County, NC
Mecklenburg County, NC
York County, SC

ZIP codes (125)

28006 28012 28016 28021 28025 28026 28027 28031 28032 28034 28035 28036 28052 28053 28054 28055 28056 28070 28075 28077 28078 28081 28082 28083 28098 28101 28105 28106 28107 28120 28124 28126 28130 28134 28164 28201 28202 28203 28204 28205 28206 28207 28208 28209 28210 28211 28212 28213 28214 28215 28216 28217 28218 28219 28220 28221 28222 28223 28224 28226 28227 28228 28229 28230 28231 28232 28233 28234 28235 28236 28237 28241 28242 28243 28244 28246 28247 28253 28254 28255 28256 28258 28260 28262 28263 28265 28266 28269 28270 28271 28272 28273 28274 28275 28277 28278 28280 28281 28282 28284 28285 28287 28288 28289 28290 28296 28297 28299 29703 29704 29707 29708 29710 29715 29716 29717 29726 29730 29731 29732 29733 29734 29742 29743 29745

BAH follows ZIP codes, so an area can cover part of a county. All housing areas