paybook
2026 · IL088 · Basic Allowance for Housing

Champaign/Urbana, IL BAH, 2026

An E-5 stationed here gets $1,539 a month with dependents and $1,329 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,467$1,230+$126
E-2$1,467$1,230+$126
E-3$1,467$1,230+$126
E-4$1,467$1,230+$126
E-5$1,539$1,329+$132
E-6$1,980$1,485+$69
E-7$2,034$1,527+$99
E-8$2,091$1,632+$147
E-9$2,238$1,761+$216
W-1$2,001$1,500+$69
W-2$2,058$1,629+$117
W-3$2,130$1,776+$177
W-4$2,280$1,989+$219
W-5$2,466$2,046+$234
O-1E$2,040$1,536+$102
O-2E$2,118$1,731+$171
O-3E$2,310$1,974+$225
O-1$1,599$1,392+$126
O-2$1,977$1,530+$72
O-3$2,127$1,818+$177
O-4$2,529$2,028+$240
O-5$2,820$2,115+$267
O-6$2,841$2,130+$267
O-7$2,859$2,145+$267
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (IL088).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,467$476.95$4,351.15
E-3over 2$3,015.00$1,467$476.95$4,958.95
E-4over 3$3,482.40$1,467$476.95$5,426.35
E-5over 6$4,110.00$1,539$476.95$6,125.95
E-6over 10$4,759.50$1,980$476.95$7,216.45
E-7over 14$5,835.00$2,034$476.95$8,345.95
E-8over 18$6,811.20$2,091$476.95$9,379.15
E-9over 22$8,423.10$2,238$476.95$11,138.05
W-2over 10$6,282.60$2,058$328.48$8,669.08
O-1under 2$4,150.20$1,599$328.48$6,077.68
O-2over 2$5,446.20$1,977$328.48$7,751.68
O-3over 6$7,737.00$2,127$328.48$10,192.48
O-4over 12$9,888.30$2,529$328.48$12,745.78
O-5over 18$11,713.80$2,820$328.48$14,862.28
O-6over 24$14,479.20$2,841$328.48$17,648.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas