paybook
2026 · MA124 · Basic Allowance for Housing

Cape Cod-plymouth, MA BAH, 2026

An E-5 stationed here gets $3,924 a month with dependents and $3,285 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,696$2,949+$234
E-2$3,696$2,949+$234
E-3$3,696$2,949+$234
E-4$3,696$2,949+$234
E-5$3,924$3,285+$252
E-6$3,999$3,492+$213
E-7$4,149$3,705+$219
E-8$4,317$3,948+$228
E-9$4,548$3,954+$237
W-1$4,014$3,627+$213
W-2$4,218$3,945+$222
W-3$4,425$3,960+$231
W-4$4,596$4,026+$240
W-5$4,803$4,188+$252
O-1E$4,179$3,921+$222
O-2E$4,395$3,951+$228
O-3E$4,626$3,987+$243
O-1$3,942$3,465+$246
O-2$3,996$3,852+$213
O-3$4,419$3,966+$231
O-4$4,872$4,155+$255
O-5$5,196$4,248+$276
O-6$5,241$4,404+$276
O-7$5,283$4,485+$276
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA124).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,696$476.95$6,580.15
E-3over 2$3,015.00$3,696$476.95$7,187.95
E-4over 3$3,482.40$3,696$476.95$7,655.35
E-5over 6$4,110.00$3,924$476.95$8,510.95
E-6over 10$4,759.50$3,999$476.95$9,235.45
E-7over 14$5,835.00$4,149$476.95$10,460.95
E-8over 18$6,811.20$4,317$476.95$11,605.15
E-9over 22$8,423.10$4,548$476.95$13,448.05
W-2over 10$6,282.60$4,218$328.48$10,829.08
O-1under 2$4,150.20$3,942$328.48$8,420.68
O-2over 2$5,446.20$3,996$328.48$9,770.68
O-3over 6$7,737.00$4,419$328.48$12,484.48
O-4over 12$9,888.30$4,872$328.48$15,088.78
O-5over 18$11,713.80$5,196$328.48$17,238.28
O-6over 24$14,479.20$5,241$328.48$20,048.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas