2026 · MA120 · Basic Allowance for Housing

Boston, MA BAH, 2026

An E-5 stationed here gets $4,791 a month with dependents and $3,615 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA120).
Grade	With dependents	Without	vs 2025 (with)
E-1	$4,344	$3,258	+$150
E-2	$4,344	$3,258	+$150
E-3	$4,344	$3,258	+$150
E-4	$4,344	$3,258	+$150
E-5	$4,791	$3,615	+$159
E-6	$4,812	$3,948	+$42
E-7	$4,938	$4,365	+$87
E-8	$5,079	$4,803	+$138
E-9	$5,379	$4,809	+$138
W-1	$4,827	$4,191	+$42
W-2	$4,995	$4,800	+$105
W-3	$5,169	$4,812	+$165
W-4	$5,457	$4,833	+$126
W-5	$5,805	$4,968	+$81
O-1E	$4,962	$4,788	+$99
O-2E	$5,142	$4,806	+$153
O-3E	$5,511	$4,818	+$120
O-1	$4,803	$3,894	+$147
O-2	$4,809	$4,644	+$42
O-3	$5,163	$4,815	+$162
O-4	$5,928	$4,941	+$60
O-5	$6,483	$5,019	−$6
O-6	$6,540	$5,148	−$12
O-7	$6,594	$5,241	−$15

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$4,344	$476.95	$7,228.15
E-3	over 2	$3,015.00	$4,344	$476.95	$7,835.95
E-4	over 3	$3,482.40	$4,344	$476.95	$8,303.35
E-5	over 6	$4,110.00	$4,791	$476.95	$9,377.95
E-6	over 10	$4,759.50	$4,812	$476.95	$10,048.45
E-7	over 14	$5,835.00	$4,938	$476.95	$11,249.95
E-8	over 18	$6,811.20	$5,079	$476.95	$12,367.15
E-9	over 22	$8,423.10	$5,379	$476.95	$14,279.05
W-2	over 10	$6,282.60	$4,995	$328.48	$11,606.08
O-1	under 2	$4,150.20	$4,803	$328.48	$9,281.68
O-2	over 2	$5,446.20	$4,809	$328.48	$10,583.68
O-3	over 6	$7,737.00	$5,163	$328.48	$13,228.48
O-4	over 12	$9,888.30	$5,928	$328.48	$16,144.78
O-5	over 18	$11,713.80	$6,483	$328.48	$18,525.28
O-6	over 24	$14,479.20	$6,540	$328.48	$21,347.68

02 · Where this rate applies

Counties

Middlesex County, MA
Norfolk County, MA
Suffolk County, MA

ZIP codes (190)

01701 01702 01703 01704 01705 01721 01745 01746 01748 01760 01770 01772 01776 01778 01784 01801 01813 01815 01822 01825 01864 01867 01880 01889 01890 01901 01902 01903 01904 01905 01906 01907 01908 01910 01915 01923 01937 01940 01945 01949 01960 01970 02021 02025 02026 02027 02030 02032 02035 02043 02045 02048 02052 02053 02054 02056 02061 02062 02066 02067 02071 02072 02081 02090 02108 02109 02110 02111 02112 02113 02114 02115 02116 02117 02118 02119 02120 02121 02122 02123 02124 02125 02126 02127 02128 02129 02130 02131 02132 02133 02134 02135 02136 02137 02138 02139 02140 02141 02142 02143 02144 02145 02148 02149 02150 02151 02152 02153 02155 02156 02163 02169 02170 02171 02176 02180 02184 02185 02186 02187 02188 02189 02190 02191 02196 02199 02201 02203 02204 02205 02206 02210 02211 02212 02215 02217 02222 02238 02241 02269 02283 02284 02293 02297 02298 02301 02302 02322 02339 02343 02351 02356 02368 02370 02420 02421 02445 02446 02447 02451 02452 02453 02454 02455 02456 02457 02458 02459 02460 02461 02462 02464 02465 02466 02467 02468 02471 02472 02474 02475 02476 02477 02478 02479 02481 02482 02492 02493 02494 02495

BAH follows ZIP codes, so an area can cover part of a county. All housing areas