paybook
2026 · IN399 · Basic Allowance for Housing

Bloomington, IN BAH, 2026

An E-5 stationed here gets $1,905 a month with dependents and $1,482 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,755$1,317+$108
E-2$1,755$1,317+$108
E-3$1,755$1,317+$108
E-4$1,755$1,317+$108
E-5$1,905$1,482+$120
E-6$1,956$1,617+$102
E-7$2,139$1,761+$105
E-8$2,343$1,923+$114
E-9$2,595$1,947+$114
W-1$1,971$1,716+$102
W-2$2,223$1,920+$108
W-3$2,475$1,950+$117
W-4$2,640$2,007+$111
W-5$2,841$2,187+$105
O-1E$2,175$1,902+$108
O-2E$2,439$1,926+$114
O-3E$2,673$2,004+$114
O-1$1,920$1,602+$117
O-2$1,953$1,860+$102
O-3$2,469$1,953+$120
O-4$2,910$2,184+$102
O-5$3,225$2,418+$96
O-6$3,249$2,454+$93
O-7$3,273$2,496+$93
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (IN399).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,755$476.95$4,639.15
E-3over 2$3,015.00$1,755$476.95$5,246.95
E-4over 3$3,482.40$1,755$476.95$5,714.35
E-5over 6$4,110.00$1,905$476.95$6,491.95
E-6over 10$4,759.50$1,956$476.95$7,192.45
E-7over 14$5,835.00$2,139$476.95$8,450.95
E-8over 18$6,811.20$2,343$476.95$9,631.15
E-9over 22$8,423.10$2,595$476.95$11,495.05
W-2over 10$6,282.60$2,223$328.48$8,834.08
O-1under 2$4,150.20$1,920$328.48$6,398.68
O-2over 2$5,446.20$1,953$328.48$7,727.68
O-3over 6$7,737.00$2,469$328.48$10,534.48
O-4over 12$9,888.30$2,910$328.48$13,126.78
O-5over 18$11,713.80$3,225$328.48$15,267.28
O-6over 24$14,479.20$3,249$328.48$18,056.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas