paybook
2026 · ND188 · Basic Allowance for Housing

Bismarck, ND BAH, 2026

An E-5 stationed here gets $1,596 a month with dependents and $1,287 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,500$1,125+$141
E-2$1,500$1,125+$141
E-3$1,500$1,125+$141
E-4$1,500$1,125+$141
E-5$1,596$1,287+$90
E-6$2,202$1,653+$129
E-7$2,262$1,698+$153
E-8$2,328$1,746+$186
E-9$2,376$1,899+$201
W-1$2,223$1,668+$129
W-2$2,289$1,716+$165
W-3$2,373$1,923+$204
W-4$2,379$2,211+$201
W-5$2,385$2,277+$186
O-1E$2,271$1,704+$159
O-2E$2,358$1,860+$198
O-3E$2,382$2,196+$201
O-1$1,674$1,398+$96
O-2$2,196$1,701+$129
O-3$2,370$1,980+$204
O-4$2,388$2,259+$186
O-5$2,391$2,292+$174
O-6$2,397$2,349+$162
O-7$2,409$2,388+$159
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ND188).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,500$476.95$4,384.15
E-3over 2$3,015.00$1,500$476.95$4,991.95
E-4over 3$3,482.40$1,500$476.95$5,459.35
E-5over 6$4,110.00$1,596$476.95$6,182.95
E-6over 10$4,759.50$2,202$476.95$7,438.45
E-7over 14$5,835.00$2,262$476.95$8,573.95
E-8over 18$6,811.20$2,328$476.95$9,616.15
E-9over 22$8,423.10$2,376$476.95$11,276.05
W-2over 10$6,282.60$2,289$328.48$8,900.08
O-1under 2$4,150.20$1,674$328.48$6,152.68
O-2over 2$5,446.20$2,196$328.48$7,970.68
O-3over 6$7,737.00$2,370$328.48$10,435.48
O-4over 12$9,888.30$2,388$328.48$12,604.78
O-5over 18$11,713.80$2,391$328.48$14,433.28
O-6over 24$14,479.20$2,397$328.48$17,204.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas