paybook
2026 · NY215 · Basic Allowance for Housing

Ballston Spa/Albany, NY BAH, 2026

An E-5 stationed here gets $2,634 a month with dependents and $2,073 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,388$1,974+$129
E-2$2,388$1,974+$129
E-3$2,388$1,974+$129
E-4$2,388$1,974+$129
E-5$2,634$2,073+$174
E-6$2,862$2,166+$195
E-7$2,997$2,397+$216
E-8$3,144$2,685+$243
E-9$3,327$2,745+$264
W-1$2,880$2,310+$198
W-2$3,057$2,682+$228
W-3$3,240$2,754+$258
W-4$3,357$2,886+$261
W-5$3,504$3,030+$270
O-1E$3,021$2,631+$225
O-2E$3,213$2,730+$252
O-3E$3,381$2,850+$267
O-1$2,670$2,139+$177
O-2$2,859$2,556+$195
O-3$3,234$2,775+$255
O-4$3,549$3,000+$270
O-5$3,777$3,081+$288
O-6$3,807$3,219+$288
O-7$3,834$3,276+$285
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NY215).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,388$476.95$5,272.15
E-3over 2$3,015.00$2,388$476.95$5,879.95
E-4over 3$3,482.40$2,388$476.95$6,347.35
E-5over 6$4,110.00$2,634$476.95$7,220.95
E-6over 10$4,759.50$2,862$476.95$8,098.45
E-7over 14$5,835.00$2,997$476.95$9,308.95
E-8over 18$6,811.20$3,144$476.95$10,432.15
E-9over 22$8,423.10$3,327$476.95$12,227.05
W-2over 10$6,282.60$3,057$328.48$9,668.08
O-1under 2$4,150.20$2,670$328.48$7,148.68
O-2over 2$5,446.20$2,859$328.48$8,633.68
O-3over 6$7,737.00$3,234$328.48$11,299.48
O-4over 12$9,888.30$3,549$328.48$13,765.78
O-5over 18$11,713.80$3,777$328.48$15,819.28
O-6over 24$14,479.20$3,807$328.48$18,614.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas