paybook
2026 · MD128 · Basic Allowance for Housing

Annapolis, MD BAH, 2026

An E-5 stationed here gets $2,928 a month with dependents and $2,475 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,757$2,280+$48
E-2$2,757$2,280+$48
E-3$2,757$2,280+$48
E-4$2,757$2,280+$48
E-5$2,928$2,475+$69
E-6$3,228$2,601+$60
E-7$3,303$2,763+$93
E-8$3,384$2,991+$129
E-9$3,546$3,075+$147
W-1$3,246$2,709+$60
W-2$3,336$2,988+$105
W-3$3,441$3,087+$153
W-4$3,585$3,237+$141
W-5$3,762$3,321+$129
O-1E$3,315$2,925+$102
O-2E$3,423$3,054+$144
O-3E$3,612$3,219+$141
O-1$2,970$2,586+$66
O-2$3,225$2,874+$60
O-3$3,438$3,114+$153
O-4$3,822$3,300+$123
O-5$4,101$3,342+$108
O-6$4,134$3,417+$105
O-7$4,164$3,477+$102
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MD128).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,757$476.95$5,641.15
E-3over 2$3,015.00$2,757$476.95$6,248.95
E-4over 3$3,482.40$2,757$476.95$6,716.35
E-5over 6$4,110.00$2,928$476.95$7,514.95
E-6over 10$4,759.50$3,228$476.95$8,464.45
E-7over 14$5,835.00$3,303$476.95$9,614.95
E-8over 18$6,811.20$3,384$476.95$10,672.15
E-9over 22$8,423.10$3,546$476.95$12,446.05
W-2over 10$6,282.60$3,336$328.48$9,947.08
O-1under 2$4,150.20$2,970$328.48$7,448.68
O-2over 2$5,446.20$3,225$328.48$8,999.68
O-3over 6$7,737.00$3,438$328.48$11,503.48
O-4over 12$9,888.30$3,822$328.48$14,038.78
O-5over 18$11,713.80$4,101$328.48$16,143.28
O-6over 24$14,479.20$4,134$328.48$18,941.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas