2026 · NM206 · Basic Allowance for Housing

Albuquerque/Kirtland AFB, NM BAH, 2026

An E-5 stationed here gets $2,211 a month with dependents and $1,689 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NM206).
Grade	With dependents	Without	vs 2025 (with)
E-1	$1,992	$1,557	+$21
E-2	$1,992	$1,557	+$21
E-3	$1,992	$1,557	+$21
E-4	$1,992	$1,557	+$21
E-5	$2,211	$1,689	+$36
E-6	$2,328	$1,794	+$90
E-7	$2,352	$2,001	+$90
E-8	$2,379	$2,241	+$90
E-9	$2,472	$2,265	+$90
W-1	$2,343	$1,926	+$90
W-2	$2,361	$2,238	+$87
W-3	$2,400	$2,271	+$87
W-4	$2,502	$2,325	+$90
W-5	$2,631	$2,355	+$93
O-1E	$2,355	$2,208	+$90
O-2E	$2,391	$2,259	+$87
O-3E	$2,520	$2,316	+$90
O-1	$2,235	$1,770	+$42
O-2	$2,325	$2,142	+$90
O-3	$2,397	$2,280	+$87
O-4	$2,670	$2,343	+$90
O-5	$2,871	$2,358	+$99
O-6	$2,892	$2,376	+$96
O-7	$2,910	$2,415	+$93

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$1,992	$476.95	$4,876.15
E-3	over 2	$3,015.00	$1,992	$476.95	$5,483.95
E-4	over 3	$3,482.40	$1,992	$476.95	$5,951.35
E-5	over 6	$4,110.00	$2,211	$476.95	$6,797.95
E-6	over 10	$4,759.50	$2,328	$476.95	$7,564.45
E-7	over 14	$5,835.00	$2,352	$476.95	$8,663.95
E-8	over 18	$6,811.20	$2,379	$476.95	$9,667.15
E-9	over 22	$8,423.10	$2,472	$476.95	$11,372.05
W-2	over 10	$6,282.60	$2,361	$328.48	$8,972.08
O-1	under 2	$4,150.20	$2,235	$328.48	$6,713.68
O-2	over 2	$5,446.20	$2,325	$328.48	$8,099.68
O-3	over 6	$7,737.00	$2,397	$328.48	$10,462.48
O-4	over 12	$9,888.30	$2,670	$328.48	$12,886.78
O-5	over 18	$11,713.80	$2,871	$328.48	$14,913.28
O-6	over 24	$14,479.20	$2,892	$328.48	$17,699.68

02 · Where this rate applies

Counties

Bernalillo County, NM
Sandoval County, NM
Valencia County, NM

ZIP codes (74)

87001 87002 87004 87006 87008 87013 87018 87022 87023 87024 87025 87026 87027 87031 87041 87042 87043 87044 87046 87047 87048 87052 87053 87059 87060 87068 87072 87083 87101 87102 87103 87104 87105 87106 87107 87108 87109 87110 87111 87112 87113 87114 87115 87116 87117 87119 87120 87121 87122 87123 87124 87125 87131 87144 87151 87153 87154 87158 87174 87176 87181 87184 87185 87187 87190 87191 87192 87193 87194 87195 87196 87197 87198 87199

BAH follows ZIP codes, so an area can cover part of a county. All housing areas